Or, enter the phased-in assessed value of a residential property, located on your Property Assessment Notice from the Municipal Property Assessment Corporation […] try again, the name must be uniquePlease real-world solutions, and more. {{#sender.isSelf}} You don't have to be a hippy to live on a boat. Start your Independent Premium subscription today. We've got bankers and strippers, young couples with babies and older couples who've downsized from a big home to a boat. "Enter your email to follow new comments on this article.Are you sure you want to mark this comment as inappropriate?Want to discuss real-world problems, be involved in the most engaging discussions and hear from the journalists? Buying, Selling, or Moving a floating home? It isn't, at least if you look after the boat," says Richard Cazenove, a Birmingham accountant who lived on a canal for three years until 2008.He paid £2,300 for a survey when he bought the vessel and lists regular outgoings as an owner as £200 a month for the mooring, annual insurance of £2,700, annual council tax of £430 (although some houseboats are exempt) and a one-off £1,700 for the vessel to be lifted out, scrubbed down and repainted – a once-every-five-years job. It's not an investment, it's a chattel and that means it tends to depreciate and not appreciate. Please
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"At the other extreme I've sold a floating Manhattan loft with 2,000 square feet of space, climate control and a 60-year lease in Wandsworth for £1.3m," says Day.Outside London, prices are less stellar especially in the Midlands, the only British region where the supply of moorings outstrips demand. Want to bookmark your favourite articles and stories to read or reference later? "Mortgages are available and probably easier to obtain than those for bricks and mortar homes. Please There are no comments yet - be the first to add your thoughts the same level of attention, but we have preserved this area in the interests of open debate. try again, the name must be uniquePlease continue to respect all commenters and create constructive debates. It's not an investment, it's a chattel and that means it tends to depreciate and not appreciate. We mail Return Forms each December. Reddit's home for tax geeks and taxpayers! to your comment. The problem is, they're more expensive," says Rex Warner who lives on the water at Burton on Trent in Staffordshire and chairs the Residential Boat Owners' Association.Mainstream lenders worry that floating borrowers will, well, sail away. There are no Independent Premium comments yet - be the first to add your thoughts You don't have to be a hippy to live on a boat. Floating homes are sold like any other house, with traditional loans and closing costs. "Mortgages are available and probably easier to obtain than those for bricks and mortar homes. Our journalists will try to respond by joining the threads when
The problem is, they're more expensive," says Rex Warner who lives on the water at Burton on Trent in Staffordshire and chairs the Residential Boat Owners' Association.Mainstream lenders worry that floating borrowers will, well, sail away. Call 503.988.3326 to request one. "A narrowboat with limited living space at the edge of the Grand Union Canal near Brentford with a year's mooring lease is £60,000 to £80,000. I never considered it a serious option as a home until I tried it but it's a perfect option for people today.
"I had the hull re-plated, new electrics installed, a posh kitchen, a dishwasher and a power shower fitted.
Living on the water can be an affordable option for first-time buyers.
"A narrowboat with limited living space at the edge of the Grand Union Canal near Brentford with a year's mooring lease is £60,000 to £80,000. Start your Independent Premium subscription today.Are you sure you want to mark this comment as inappropriate?Independent Premium Comments can be posted by members of our membership scheme, Independent Premium.
The existing Open Comments threads will continue to exist for those who do not subscribe to "At the other extreme I've sold a floating Manhattan loft with 2,000 square feet of space, climate control and a 60-year lease in Wandsworth for £1.3m," says Day.Outside London, prices are less stellar especially in the Midlands, the only British region where the supply of moorings outstrips demand. try again, the name must be unique
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